How does reworking a mortgage affect my credit score?

mortgage
Greatone76 asked:


I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?

2 Responses to “How does reworking a mortgage affect my credit score?”

  • ?:

    Mortgage company and might have good deal available just asking wont affect your rating.
    Mortgage company and ask them they are sure to be helpful and might have good deal available just asking wont affect your rating.
    Mortgage company and ask them they are sure to be helpful and ask them they are sure.
    Mortgage company and ask them they are sure to be helpful and ask them they are sure to be helpful and.

  • cheeba0228:

    It doesnt. You will have a mortgage credit pull listed on your report which as long as you havent gone on a credit pulling spree wont even really calculate into your score.

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