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Do you know How to File Unemployment the correct way?

The wrong way can result in a delay, an award of less than the full amount of benefits due, or an outright denial of your claim.

As you transition between jobs, knowing the correct way to file unemployment can result in up to ,000 in benefits during your search.

Unemployment will not replace your income. Unemployment is a way to help you during the time between jobs. That said, a job search can take weeks, even months putting a serious strain on any budget.

If you file unemployment, there are 7 major factors to keep in mind.

1. Do you meet the requirements for unemployment? Unemployment is a state benefit, which means the requirements for eligibility vary widely from state to state. There is much more to merely being unemployed or being laid off. In many cases, under-employment, as well as certain instances that allow for being fired or quitting, is considered when you file unemployment. Will you remain eligible? You can be disqualified before you file, during the filing process, as well as during the continued benefits time period.

2. Amount. We can help determine how much unemployment benefits you’re eligible for. Sometimes people get as little as 0 per month, but are required to file more and more paperwork to recieve even that amount, which makes it often not worth your time.

3. When to file unemployment claim. You should in general file immediately after dismissal from your job. Because cases vary by state, deciding to file unemployment immediately after termination, is not necessarily always the best idea. In one particular case, we offered assistance to a young lady whose claim was delayed for over a month because she filed too early. If you have a workman’s compensation claim, that should be settled before you file unemployment.

4. Directions on how to File Unemployment. You can file unemployment online in all but six states. Typically this involves filing a claim with the state with supporting evidence. Once you turn in the application, you are no longer able to add or delete any of your information. Make sure the information with your claim is correct, and accurate.

5. Documentation and supporting arguments. Depending on your personal situation, we can recommend several arguments for you to use when filing your appication. Being factual is essential. Having said that you may desire to present facts in a specific way depending on your state laws and how exactly your ex-employer states their side of the case. In general if you quit your job you will need to show a specific reason for you to be eligible to claim unemployment. Some of the reasons are: sexual and/or gender harassment, abuse involving a child or dependent elderly parent or transportation issues where no suitable alternative is available.

6. Last, any decision by your state’s agency can be appealed. There’s a phrase that applies in some cases: “You can wrestle with a pig in the mud, but the pig enjoys it and you just get dirty”. While state employees prefer not to deal with appeals, and in some cases it can be a waste of time, other times it can result in the awarding of full unemployment benefits.

Last, here are a few common mistakes that will save you time and hassle. The tips above are from our 9-step re-employment system, which was designed to save you time, and money, and to get you the maximum benefits available when you file unemployment. Here are 3 common mistakes (naturally, our guide has many more you can avoid):

1. Filing a claim on Monday. If you like staying on hold, or waiting at the office, filing on Monday morning is best left to the overwhelming majority who are dismissed on Friday and then file on Monday. Instead, use your time on Monday to get hold of valued contacts to see if they know about any job openings. If you file over the internet, you cannot use your previous week to support your claim, in some states.

2. Not utilyzing one’s social network. Over 40% of hires are made based on relationships. Job boards, and classified ads are fine, but they’re far less effective than turning to the people who know and respect you.

3. Providing more information than necessary can lead to disqualification. The general rule of thumb is, provide as little information as possible. These days, anyone wanting to file unemployment should know the system is stretched thin, and as a result, the slightest mistake will be enough to result in denial.

It’s hard on a person when they lose their job. In not only affects your pocketbook, it affects your emotions, and even your self-confidence. Ever noticed that when the highest-paid exectutives manage to get million-dollar severance packages, and no matter what seem ok? Our system to help you file unemployment can turn this into an opportunity. If handled properly, you can benefit from a change in employment. If done wrong, it can set your career and finances back for years.

Broad measures are being made to help alleviate the plight of jobless homebuyers.  The Federal Government and major banks are coming up with deals to ease the mortgage repayments of the unemployed, as well as other special considerations on car loans and other debts.

Treasurer Wayne Swan strongly urged the four major Australian banks to lend a helping hand to the growing number of unemployed who are lagging behind on their mortgage payments and other financial personal cash loans.  This was backed by Prime Minister Kevin Rudd in a speech given during an employment forum last week.  He said that banks decided to postpone loan repayments for up to 12 months for the unemployed.  However, accrued interest will be rolled back into the loan.

It is estimated that 800,000 people in Australia will lose their jobs by the middle of next year and this financial support is calculated to slow down rising mortgage default rates and forced home sales for this year and the next.

Other than housing loans, the major banks likewise arranged to grant interest-only repayment alternatives on car loans and other types of personal cash loans.  In addition, borrowers who are going through financial difficulties may have their fees waived as conditions apply.

These are some measures that partly stemmed from the Government’s pronouncement in October last year to guarantee bank deposits and wholesale funding for banks in order to steady the shaky financial situation.  For banks to augment domestic mortgages, the wholesale guarantee is designed to slash lending costs for these financial institutions to increase foreign debts.  Through this guarantee, the Government is assured of more bargaining leverage.

These moves have come at a better time since a marked increase is seen in unemployment rates.  In Queensland alone, figures show that in February, stipends for job seekers increased by almost 10 percent, rounding off the number to an estimated 73,000 individuals.  Youth and Newstart allowances also saw a rise to 9.9 percent, making it the highest when matched up with the other states and territories.

In other places such as Victoria and the Australian Capital Territory, the statistics for job seekers is at a 3.9 percent increase.  Across the country, there is almost an increase of 10 percent in the number of short-term job seekers.Many of the laid off workers have queued for government help in the last year.  According to the Treasury, it is predicted that 7 percent rate of unemployment, or about 800,000 individuals, is seen by the middle of 2010.

Losing your job or becoming unemployed deals a gut-wrenching blow. Your initial reaction will likely be, “What can I do now? How will I be able to survive?” Then while you’re concerned with those worries, you may notice a shift in your mood. Not the expected anger or outrage. Worse. For many who find themselves suddenly without a job, despair overtakes them. Is it any wonder? How are you supposed to feel when facing the mortgage or rent that’s due? The food and utility bills?

Firstly, if you feel overcome by despair, see your doctor right away. Don’t put it off, telling yourself it’s not important. Consult with medical professionals as soon as possible. Looking after yourself and your emotional health is the ONLY issue that should matter in the big picture. You have to be healthy in order to pick up the pieces again.

After prioritizing your physical and emotional health, you’ll be ready to look ahead. Hopefully you’ve got enough savings – maybe you got a severance – or unemployment insurance to tide you over until you locate another job. For some, they’re able to find a good job within weeks. Not everyone is that lucky!

And now, you may hear from friends who say, “Look for the silver lining. You’re sure to find something better!” This may well turn out to be true but right now, hearing those cliches only causes you to feel unkindly toward the speaker. Yes, there are many who lose one job and then find something even better. Hopefully, it WILL happen for you. But right now you just need employment!

Steps to take after job loss

1. Network! Take the time to speak with everyone you meet. Forget being bashful. Talk. Explain your situation. Make up some cards with all your contact numbers. Hand them out to whomever you talk with. You’ll never know when the most unlikely person will know someone who knows someone…

2. Get your resume updated. If you think your resume isn’t up to par, search out employment agencies in your area. Take advantage of all services they offer. If you are pleasant and appreciative, you’ll be amazed at how people will be pleasant in return. They’ll go out of their way to help you.

3. Join job-finding clubs. Contact with people who are experiencing the same difficulties is critical. Plus, you can tap into their network of friends and possibly gain knowledge of opportunities you wouldn’t have known out about otherwise.

4. Look into upgrading. Learning new skills or refreshing present abilities never hurt anyone! Many classes are now available online. The internet is a life-saver for the unemployed. You’ll get some new ideas. You can post your resume online. You can do searches for employers looking for someone with your expertise!

5. Consider a new trend called “Homeshoring”. Companies are hiring employees, IT specialists, customer service reps, virtual agents, etc. who want to work at home. Real companies, with names you’d recognize, are turning away from outsourcing in foreign countries and are now offering Americans legitimate work from home employee positions.

Losing a job you’ve counted on is tough. To overcome one of life’s whammies, you must become active in your search for new employment. It truly is a job in itself. With this positive attitude and looking after your health, what seemed like devastation, could actually become a new beginning!